Net Worth Calculator
Total your assets and liabilities to see your true financial picture. Data stays in your browser only.
Your Net Worth
$242,500
Assets $497,000 − Liabilities $254,500
Total Assets
$497,000
Total Liabilities
$254,500
Debt-to-Asset Ratio
51.2%
Assets
$497,000Liabilities
$254,500Asset Breakdown
Liability Breakdown
100% Private: Your financial data is never sent to any server. All calculations happen locally in your browser. No account required.
Frequently Asked Questions
What is net worth?
Net worth = Total Assets − Total Liabilities. It is the single most comprehensive measure of your financial health, representing what you'd own free and clear if you sold everything and paid off all debts.
What is a good net worth?
A commonly cited target is a net worth equal to your age × annual salary / 10. However, net worth varies widely by age, location, and life stage. Tracking growth over time matters more than any single benchmark.
Should I include my home as an asset?
Yes — your home equity (current market value minus your mortgage balance) is a major asset for most homeowners. Enter the home value as an asset and the outstanding mortgage as a liability.
Is this data saved anywhere?
No. All calculations are done in your browser. We never collect, store, or transmit your financial data. Refresh the page and data will reset (use our free Excel template for saved tracking).
What is debt-to-asset ratio?
Debt-to-asset ratio (liabilities ÷ assets) shows what percentage of your assets are financed by debt. Below 50% is generally healthy; above 80% may indicate financial stress.